When buying a house…

See Guide to Selling
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JS LAW WILL WHILST YOU NEED TO YOUR MORTGAGE LENDER WILL
  • Contact the seller’s conveyancer to obtain and check:
  • The title of the property
  • Proposed Contract with the seller
  • Make Local Authority and any other necessary searches and check results
  • Receive mortgage instructions from your lender
  • Prepare all documentation for your signature and report for you
  • Carry out a basic valuation of the property
  • Check you are eligible for the mortgage
  • Send your conveyancer the mortgage offer and instruct them to check:
  • The title deeds of the property
  • The proposed Contract with the seller
  • Local Authority sand any other necessary searches
  • That all mortgage conditions can be satisfied
  • Contracts are exchanged
  • Deposit handed over
  • Put buildings insurance and life cover on risk
EXCHANGE
  • Prepare completion statement
  • Conduct final searches
  • Request mortgage funds from your lender
  • Confirm removal company booking
  • Book utilities connections
  • Agree arrangements for handover of keys with agents
  • Notify change of address to: banks, building societies, credit card companies, insurance companies, DVLA, doctors, dentists, Post office etc.
  • Mortgage funds paid to conveyancer
  • Hand over purchase monies to seller’s conveyancer
  • Receive title documents from seller’s conveyancer
  • Pay any stamp duty
  • Register your ownership with the Land Registry
  • Deal with storage of deeds
  • Collect keys

MOVE IN

COMPLETION