A Guide to remortgaging your house

The Conveyancer will:

Whilst you need to:

Your Mortgage Lender will:

Stage 1

Retrieve your title documents
Check the documents
Make Local Authority (if applicable) and any other searches & check results
Receive Mortgage Instructions from your lender and check to ensure that all mortgage conditions can be satisfied
Prepare all documentation for your signature and report to you
Check redemption figures on your existing mortgage
Confirm completion date to client and lender
Submit request for mortgage funds

Complete questionnaire and send to us together with your identification
Ensure that all necessary papers are signed and returned to mortgage lender and conveyancers

Carry out a valuation survey of the property
Check that you are eligible for the proposed loan
Send your conveyancer the mortgage offer and instruct them to check
- the title Deeds of the property
- that all mortgage conditions in the offer can be satisfied
- Local Authority (in some cases) and any other necessary searches
Mortgage funds paid to conveyancer

Stage 2

Pay off any outstanding
mortgage
Pass any surplus funds to you

COMPLETION

Stage 3

Register new charge with the Land Registry and removal redeemed charges
Deal with storage of Deeds